This is such a extended question, and a answer will count on their personal situation. If it’s only a tiny volume over a limit, they should cruise putting income toward their contingent wake and burial, in an incorrigible wake trust or escrow account managed by a wake home. They can also squeeze a some-more costly automobile (they are authorised one car), squeeze some-more personal equipment for a house, compensate for improvements to a house, etc.
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